Max Purchase Price Calculator
How Much How Can You Really Afford?
Understand Your Budget Clearly
Avoid overextending yourself by knowing exactly what you can afford upfront.
- ๐ Detailed affordability dashboard โ Includes taxes, insurance, and HOA fees to reflect your true budget.
- ๐งฎ Estimates monthly and closing costs โ Minimize surprises with accurate calculations.
- โ ๏ธ Shows how to avoid being "house poor" โ Balance your budget so you can live and thrive in your new home.
All the info you need at a glance โ without having to talk to a lender
You want to quickly know how much house you can afford without having to jump through a bunch of hoops. I know because out of the hundreds of clients I've talked to about getting a home loan, every single person is anxious to know how much they could get approved for. Your max price calculator asks for a couple bits of info and then will give you a quick and safe estimate for your maximum purchase price, full monthly payment breakdown, down payment, and estimate of closing costs.
Estimate the other costs of home ownership most buyers forget
You're going to focus a lot of the monthly mortgage payment when you're looking at homes and comparing mortgages.
But... there are others costs to buying a home. The last thing you want to do is budget for a monthly payment only to move in and wonder why you're money is getting drained quicker than expected. Your max price calculator will help you estimate the costs of utilities and maintenance using national averages so you can better plan for your new home.
Everything you get:
- The maximum purchase price that is most ideal for your situation
- Full break down with examples of how lenders find your maximum purchase price
- Estimates of the "other" costs of owning a home that most people forget until it's too late
- Estimates of the total "cash out of pocket"ย costs required to buy a home
- An easy way to estimate how much your monthly payment will change based on how much more or less you offer on a home
- The results of affordability theories based on your situation created by popular financial teachers and economists
A editable Google Sheet with the Max Purchase Price Calculator